Yes Bank
Mid/Small Private · NSE YESBANK · Market cap ₹70,310
Latest FY FY2026
Loan growth
11.1%
Deposit growth
12.1%
NIM
2.7%
31th pctile
ROA
0.8%
ROE
7.2%
Gross NPA
1.3%
51th pctile
P/B
1.06x
10th pctile
Level · Change · Relative · History
§69/§70 — never read a single number alone
| Metric | This bank | Peer median | vs peers | Own history |
|---|---|---|---|---|
| Loan growth | 11.1% | 17.7% | -6.6pp | — |
| Deposit growth | 12.1% | 13.4% | -1.2pp | — |
| CASA | 32.7% | 32.7% | 0.0pp | 73th |
| NIM | 2.7% | 3.6% | -0.9pp | 31th |
| ROA | 0.8% | 1.1% | -0.3pp | — |
| ROE | 7.2% | 12.4% | -5.2pp | — |
| Gross NPA | 1.3% | 1.9% | -0.6pp | 51th |
| Credit cost | 0.8% | 1.3% | -0.5pp | — |
| Cost/income | 62.8% | 55.1% | +7.7pp | — |
| CRAR | 15.1% | 18.9% | -3.8pp | — |
| P/B | 1.06x | 1.07x | -0.0pp | 10th |
Inflections detected
§24 — deterministic rules on this bank's data
- ▲Gross NPA -18.8% YoY to 1.30 · abs(yoy)>=15%
- ▲Fresh Slippages - Quarterly -33.9% YoY to 964.00 · abs(yoy)>=15%
- ▼Capital to Risks Assets Ratio (CRAR) at 15.10 — 10th percentile of its own history (multi-year low) · hist_percentile<=10
- ▼CASA Ratio decelerating for 3 consecutive periods · 3 consecutive negative accelerations
- ▲Cost of Borrowing decelerating for 3 consecutive periods · 3 consecutive negative accelerations