Federal Bank
Mid/Small Private · NSE FEDERALBNK · Market cap ₹84,471
Latest FY FY2026
Loan growth
13.2%
Deposit growth
10.6%
NIM
3.3%
70th pctile
ROA
1.1%
ROE
11.4%
Gross NPA
1.5%
0th pctile
P/B
1.66x
80th pctile
Level · Change · Relative · History
§69/§70 — never read a single number alone
| Metric | This bank | Peer median | vs peers | Own history |
|---|---|---|---|---|
| Loan growth | 13.2% | 17.7% | -4.5pp | — |
| Deposit growth | 10.6% | 13.4% | -2.8pp | — |
| CASA | 32.2% | 32.7% | -0.5pp | 64th |
| NIM | 3.3% | 3.6% | -0.2pp | 70th |
| ROA | 1.1% | 1.1% | +0.1pp | — |
| ROE | 11.4% | 12.4% | -1.0pp | — |
| Gross NPA | 1.5% | 1.9% | -0.3pp | 0th |
| Credit cost | 1.3% | 1.3% | 0.0pp | — |
| Cost/income | 52.5% | 55.1% | -2.6pp | — |
| CRAR | 17.0% | 18.9% | -1.9pp | — |
| P/B | 1.66x | 1.07x | +0.6pp | 80th |
Inflections detected
§24 — deterministic rules on this bank's data
- ▲Capital to Risks Assets Ratio (CRAR) at 16.97 — 95th percentile of its own history (multi-year high) · hist_percentile>=90
- ▲Fresh Slippages - Quarterly -37.8% YoY to 409.00 · abs(yoy)>=15%
- ▲Gross NPA at 1.52 — 0th percentile of its own history (multi-year low) · hist_percentile<=10
- ▲Gross NPA -20.4% YoY to 1.52 · abs(yoy)>=15%
- ▲Cost of Borrowing decelerating for 3 consecutive periods · 3 consecutive negative accelerations