Suryoday Small Fin.
Small Finance Bank · NSE SURYODAY · Market cap ₹1,619
Latest FY FY2026
Loan growth
—
Deposit growth
—
NIM
7.2%
7th pctile
ROA
0.9%
ROE
8.2%
Gross NPA
6.5%
52th pctile
P/B
—
Level · Change · Relative · History
§69/§70 — never read a single number alone
| Metric | This bank | Peer median | vs peers | Own history |
|---|---|---|---|---|
| Loan growth | — | 17.7% | — | — |
| Deposit growth | — | 13.4% | — | — |
| CASA | 21.0% | 32.7% | -11.7pp | 89th |
| NIM | 7.2% | 3.6% | +3.6pp | 7th |
| ROA | 0.9% | 1.1% | -0.2pp | — |
| ROE | 8.2% | 12.4% | -4.2pp | — |
| Gross NPA | 6.5% | 1.9% | +4.6pp | 52th |
| Credit cost | — | 1.3% | — | — |
| Cost/income | 70.1% | 55.1% | +15.0pp | — |
| CRAR | 20.0% | 18.9% | +1.1pp | — |
| P/B | — | 1.07x | — | — |
Inflections detected
§24 — deterministic rules on this bank's data
- ▲CASA Ratio +18.6% YoY to 21.00 · abs(yoy)>=15%
- ▼Capital to Risks Assets Ratio (CRAR) at 20.00 — 0th percentile of its own history (multi-year low) · hist_percentile<=10
- ▼Capital to Risks Assets Ratio (CRAR) -18.7% YoY to 20.00 · abs(yoy)>=15%
- ▲Fresh Slippages - Quarterly -27.2% YoY to 92.00 · abs(yoy)>=15%
- ▲Gross NPA -23.5% YoY to 6.50 · abs(yoy)>=15%
- ▼Net Interest Margin at 7.20 — 7th percentile of its own history (multi-year low) · hist_percentile<=10
- ▲Net NPA -78.6% YoY to 1.20 · abs(yoy)>=15%
- ▼Yield On Advances at 16.20 — 4th percentile of its own history (multi-year low) · hist_percentile<=10
- ▲Gross NPA decelerating for 3 consecutive periods · 3 consecutive negative accelerations
- ▲Net NPA decelerating for 3 consecutive periods · 3 consecutive negative accelerations