RBL Bank
Mid/Small Private · NSE RBLBANK · Market cap ₹64,054
Latest FY FY2026
Loan growth
23.3%
Deposit growth
25.3%
NIM
4.1%
28th pctile
ROA
0.5%
ROE
5.8%
Gross NPA
1.3%
16th pctile
P/B
1.08x
60th pctile
Level · Change · Relative · History
§69/§70 — never read a single number alone
| Metric | This bank | Peer median | vs peers | Own history |
|---|---|---|---|---|
| Loan growth | 23.3% | 17.7% | +5.6pp | — |
| Deposit growth | 25.3% | 13.4% | +11.9pp | — |
| CASA | 29.2% | 32.7% | -3.5pp | 35th |
| NIM | 4.1% | 3.6% | +0.6pp | 28th |
| ROA | 0.5% | 1.1% | -0.5pp | — |
| ROE | 5.8% | 12.4% | -6.6pp | — |
| Gross NPA | 1.3% | 1.9% | -0.6pp | 16th |
| Credit cost | 2.4% | 1.3% | +1.1pp | — |
| Cost/income | 64.7% | 55.1% | +9.6pp | — |
| CRAR | 33.3% | 18.9% | +14.4pp | — |
| P/B | 1.08x | 1.07x | +0.0pp | 60th |
Inflections detected
§24 — deterministic rules on this bank's data
- ▲Fresh Slippages - Quarterly -25.5% YoY to 790.00 · abs(yoy)>=15%
- ▲Gross NPA -53.2% YoY to 1.30 · abs(yoy)>=15%
- ▲Capital to Risks Assets Ratio (CRAR) at 33.30 — 97th percentile of its own history (multi-year high) · hist_percentile>=90
- ▲Capital to Risks Assets Ratio (CRAR) +113.6% YoY to 33.30 · abs(yoy)>=15%
- ▲Cost To Income Ratio decelerating for 3 consecutive periods · 3 consecutive negative accelerations
- ▲Gross NPA decelerating for 3 consecutive periods · 3 consecutive negative accelerations
- ▲Advances growing +9.3pp vs listed-bank aggregate (share 0.53%, +0.04pp 1Y) · |bank growth - system proxy growth| >= 5pp
- ▲Deposits growing +15.3pp vs listed-bank aggregate (share 0.55%, +0.07pp 1Y) · |bank growth - system proxy growth| >= 5pp