Kotak Mahindra Bank
Large Private · NSE KOTAKBANK · Market cap ₹4,20,090
Latest FY FY2026
Loan growth
16.4%
Deposit growth
14.6%
NIM
4.5%
33th pctile
ROA
2.0%
ROE
11.3%
Gross NPA
1.2%
0th pctile
P/B
1.94x
0th pctile
Level · Change · Relative · History
§69/§70 — never read a single number alone
| Metric | This bank | Peer median | vs peers | Own history |
|---|---|---|---|---|
| Loan growth | 16.4% | 17.7% | -1.3pp | — |
| Deposit growth | 14.6% | 13.4% | +1.3pp | — |
| CASA | 40.3% | 32.7% | +7.6pp | 47th |
| NIM | 4.5% | 3.6% | +1.0pp | 33th |
| ROA | 2.0% | 1.1% | +1.0pp | — |
| ROE | 11.3% | 12.4% | -1.0pp | — |
| Gross NPA | 1.2% | 1.9% | -0.7pp | 0th |
| Credit cost | 2.0% | 1.3% | +0.8pp | — |
| Cost/income | 45.6% | 55.1% | -9.5pp | — |
| CRAR | 22.8% | 18.9% | +3.9pp | — |
| P/B | 1.94x | 1.07x | +0.9pp | 0th |
Inflections detected
§24 — deterministic rules on this bank's data
- ▲Fresh Slippages - Quarterly -27.1% YoY to 1321.00 · abs(yoy)>=15%
- ▲Gross NPA at 1.18 — 0th percentile of its own history (multi-year low) · hist_percentile<=10
- ▲Gross NPA -20.3% YoY to 1.18 · abs(yoy)>=15%
- ▲Gross NPA decelerating for 3 consecutive periods · 3 consecutive negative accelerations