Karur Vysya Bank
Mid/Small Private · NSE KARURVYSYA · Market cap ₹33,028
Latest FY FY2026
Loan growth
16.9%
Deposit growth
13.3%
NIM
4.3%
93th pctile
ROA
2.0%
ROE
19.0%
Gross NPA
0.7%
3th pctile
P/B
1.98x
90th pctile
Level · Change · Relative · History
§69/§70 — never read a single number alone
| Metric | This bank | Peer median | vs peers | Own history |
|---|---|---|---|---|
| Loan growth | 16.9% | 17.7% | -0.8pp | — |
| Deposit growth | 13.3% | 13.4% | -0.0pp | — |
| CASA | 27.6% | 32.7% | -5.2pp | 21th |
| NIM | 4.3% | 3.6% | +0.7pp | 93th |
| ROA | 2.0% | 1.1% | +0.9pp | — |
| ROE | 19.0% | 12.4% | +6.6pp | — |
| Gross NPA | 0.7% | 1.9% | -1.1pp | 3th |
| Credit cost | 1.7% | 1.3% | +0.4pp | — |
| Cost/income | 41.8% | 55.1% | -13.4pp | — |
| CRAR | 18.6% | 18.9% | -0.3pp | — |
| P/B | 1.98x | 1.07x | +0.9pp | 90th |
Inflections detected
§24 — deterministic rules on this bank's data
- ▲Cost To Income Ratio at 41.79 — 2th percentile of its own history (multi-year low) · hist_percentile<=10
- ▲Fresh Slippages - Quarterly -26.6% YoY to 138.00 · abs(yoy)>=15%
- ▲Gross NPA at 0.74 — 3th percentile of its own history (multi-year low) · hist_percentile<=10
- ▲Net Interest Margin at 4.26 — 93th percentile of its own history (multi-year high) · hist_percentile>=90
- ▲CASA Ratio accelerating for 3 consecutive periods · 3 consecutive positive accelerations
- ▲Fresh Slippages - Quarterly decelerating for 3 consecutive periods · 3 consecutive negative accelerations
- ▼Gross NPA accelerating for 3 consecutive periods · 3 consecutive positive accelerations
- ▲Net Interest Margin accelerating for 3 consecutive periods · 3 consecutive positive accelerations