IDBI Bank
Private (LIC-owned, ex-PSU) · NSE IDBI · Market cap ₹97,524
Latest FY FY2026
Loan growth
16.1%
Deposit growth
11.9%
NIM
3.6%
71th pctile
ROA
2.1%
ROE
14.3%
Gross NPA
2.3%
19th pctile
P/B
1.09x
20th pctile
Level · Change · Relative · History
§69/§70 — never read a single number alone
| Metric | This bank | Peer median | vs peers | Own history |
|---|---|---|---|---|
| Loan growth | 16.1% | 17.7% | -1.6pp | — |
| Deposit growth | 11.9% | 13.4% | -1.4pp | — |
| CASA | 43.6% | 32.7% | +10.9pp | 62th |
| NIM | 3.6% | 3.6% | +0.0pp | 71th |
| ROA | 2.1% | 1.1% | +1.0pp | — |
| ROE | 14.3% | 12.4% | +1.9pp | — |
| Gross NPA | 2.3% | 1.9% | +0.4pp | 19th |
| Credit cost | 0.6% | 1.3% | -0.7pp | — |
| Cost/income | 52.0% | 55.1% | -3.1pp | — |
| CRAR | 26.9% | 18.9% | +8.0pp | — |
| P/B | 1.09x | 1.07x | +0.0pp | 20th |
Inflections detected
§24 — deterministic rules on this bank's data
- ▼Yield On Advances at 8.46 — 5th percentile of its own history (multi-year low) · hist_percentile<=10
- ▲Gross NPA -21.5% YoY to 2.30 · abs(yoy)>=15%
- ▲Capital to Risks Assets Ratio (CRAR) at 26.92 — 98th percentile of its own history (multi-year high) · hist_percentile>=90
- ▼Capital to Risks Assets Ratio (CRAR) decelerating for 3 consecutive periods · 3 consecutive negative accelerations
- ▲Cost of Borrowing decelerating for 3 consecutive periods · 3 consecutive negative accelerations