ICICI Bank
Large Private · NSE ICICIBANK · Market cap ₹10,24,935
Latest FY FY2026
Loan growth
15.8%
Deposit growth
11.5%
NIM
4.4%
87th pctile
ROA
2.0%
ROE
15.7%
Gross NPA
1.4%
0th pctile
P/B
2.42x
40th pctile
Level · Change · Relative · History
§69/§70 — never read a single number alone
| Metric | This bank | Peer median | vs peers | Own history |
|---|---|---|---|---|
| Loan growth | 15.8% | 17.7% | -1.9pp | — |
| Deposit growth | 11.5% | 13.4% | -1.9pp | — |
| CASA | 38.1% | 32.7% | +5.4pp | 9th |
| NIM | 4.4% | 3.6% | +0.8pp | 87th |
| ROA | 2.0% | 1.1% | +0.9pp | — |
| ROE | 15.7% | 12.4% | +3.3pp | — |
| Gross NPA | 1.4% | 1.9% | -0.5pp | 0th |
| Credit cost | 1.6% | 1.3% | +0.3pp | — |
| Cost/income | 38.1% | 55.1% | -17.0pp | — |
| CRAR | 16.8% | 18.9% | -2.1pp | — |
| P/B | 2.42x | 1.07x | +1.3pp | 40th |
Inflections detected
§24 — deterministic rules on this bank's data
- ▼CASA Ratio at 38.10 — 9th percentile of its own history (multi-year low) · hist_percentile<=10
- ▲Gross NPA at 1.38 — 0th percentile of its own history (multi-year low) · hist_percentile<=10
- ▲Gross NPA -17.4% YoY to 1.38 · abs(yoy)>=15%