Fino Payments Bank
Payments Bank · NSE FINOPB · Market cap ₹1,149
Latest FY FY2025
Loan growth
142.9%
Deposit growth
37.2%
NIM
3.8%
ROA
—
ROE
—
Gross NPA
—
P/B
2.64x
43th pctile
Level · Change · Relative · History
§69/§70 — never read a single number alone
| Metric | This bank | Peer median | vs peers | Own history |
|---|---|---|---|---|
| Loan growth | 142.9% | 17.7% | +125.1pp | — |
| Deposit growth | 37.2% | 13.4% | +23.9pp | — |
| CASA | 100.0% | 32.7% | +67.3pp | — |
| NIM | 3.8% | 3.6% | +0.2pp | — |
| ROA | — | 1.1% | — | — |
| ROE | — | 12.4% | — | — |
| Gross NPA | — | 1.9% | — | — |
| Credit cost | — | 1.3% | — | — |
| Cost/income | 28.7% | 55.1% | -26.4pp | — |
| CRAR | 82.6% | 18.9% | +63.7pp | — |
| P/B | 2.64x | 1.07x | +1.6pp | 43th |
Inflections detected
§24 — deterministic rules on this bank's data
- ▼Advances growing -61.1pp vs listed-bank aggregate (share 0.00%, -0.00pp 1Y) · |bank growth - system proxy growth| >= 5pp
- ▲Deposits growing +12.8pp vs listed-bank aggregate (share 0.01%, +0.00pp 1Y) · |bank growth - system proxy growth| >= 5pp