Equitas Small Fin.
Small Finance Bank · NSE EQUITASBNK · Market cap ₹8,391
Latest FY FY2026
Loan growth
18.1%
Deposit growth
8.0%
NIM
7.2%
15th pctile
ROA
0.2%
ROE
1.8%
Gross NPA
2.4%
4th pctile
P/B
0.97x
14th pctile
Level · Change · Relative · History
§69/§70 — never read a single number alone
| Metric | This bank | Peer median | vs peers | Own history |
|---|---|---|---|---|
| Loan growth | 18.1% | 17.7% | +0.4pp | — |
| Deposit growth | 8.0% | 13.4% | -5.4pp | — |
| CASA | 25.0% | 32.7% | -7.7pp | 4th |
| NIM | 7.2% | 3.6% | +3.7pp | 15th |
| ROA | 0.2% | 1.1% | -0.9pp | — |
| ROE | 1.8% | 12.4% | -10.6pp | — |
| Gross NPA | 2.4% | 1.9% | +0.5pp | 4th |
| Credit cost | 2.9% | 1.3% | +1.7pp | — |
| Cost/income | 68.4% | 55.1% | +13.2pp | — |
| CRAR | 19.4% | 18.9% | +0.5pp | — |
| P/B | 0.97x | 1.07x | -0.1pp | 14th |
Inflections detected
§24 — deterministic rules on this bank's data
- ▼Capital to Risks Assets Ratio (CRAR) at 19.44 — 4th percentile of its own history (multi-year low) · hist_percentile<=10
- ▼CASA Ratio at 25.00 — 4th percentile of its own history (multi-year low) · hist_percentile<=10
- ▲Fresh Slippages - Quarterly -63.5% YoY to 165.16 · abs(yoy)>=15%
- ▲Net NPA at 0.70 — 4th percentile of its own history (multi-year low) · hist_percentile<=10
- ▲Net NPA -26.3% YoY to 0.70 · abs(yoy)>=15%
- ▲Gross NPA at 2.36 — 4th percentile of its own history (multi-year low) · hist_percentile<=10
- ▲Gross NPA -16.3% YoY to 2.36 · abs(yoy)>=15%
- ▼Capital to Risks Assets Ratio (CRAR) decelerating for 3 consecutive periods · 3 consecutive negative accelerations
- ▲Gross NPA decelerating for 3 consecutive periods · 3 consecutive negative accelerations
- ▲Net Interest Margin accelerating for 3 consecutive periods · 3 consecutive positive accelerations