Dhanlaxmi Bank
Mid/Small Private · NSE DHANBANK · Market cap ₹1,232
Latest FY FY2026
Loan growth
24.7%
Deposit growth
16.4%
NIM
3.6%
85th pctile
ROA
0.5%
ROE
7.6%
Gross NPA
1.8%
16th pctile
P/B
0.60x
40th pctile
Level · Change · Relative · History
§69/§70 — never read a single number alone
| Metric | This bank | Peer median | vs peers | Own history |
|---|---|---|---|---|
| Loan growth | 24.7% | 17.7% | +7.0pp | — |
| Deposit growth | 16.4% | 13.4% | +3.1pp | — |
| CASA | 28.8% | 32.7% | -3.9pp | 31th |
| NIM | 3.6% | 3.6% | 0.0pp | 85th |
| ROA | 0.5% | 1.1% | -0.5pp | — |
| ROE | 7.6% | 12.4% | -4.8pp | — |
| Gross NPA | 1.8% | 1.9% | -0.0pp | 16th |
| Credit cost | 0.8% | 1.3% | -0.4pp | — |
| Cost/income | 75.8% | 55.1% | +20.7pp | — |
| CRAR | 19.2% | 18.9% | +0.3pp | — |
| P/B | 0.60x | 1.07x | -0.5pp | 40th |
Inflections detected
§24 — deterministic rules on this bank's data
- ▼Fresh Slippages - Quarterly +99.9% YoY to 46.22 · abs(yoy)>=15%
- ▲Gross NPA -43.5% YoY to 1.82 · abs(yoy)>=15%
- ▲Capital to Risks Assets Ratio (CRAR) at 19.19 — 98th percentile of its own history (multi-year high) · hist_percentile>=90
- ▲CASA Ratio accelerating for 3 consecutive periods · 3 consecutive positive accelerations
- ▼Capital to Risks Assets Ratio (CRAR) decelerating for 3 consecutive periods · 3 consecutive negative accelerations
- ▲Gross NPA decelerating for 3 consecutive periods · 3 consecutive negative accelerations
- ▲Deposits growing +6.5pp vs listed-bank aggregate (share 0.07%, +0.00pp 1Y) · |bank growth - system proxy growth| >= 5pp
- ▲Advances growing +10.7pp vs listed-bank aggregate (share 0.07%, +0.01pp 1Y) · |bank growth - system proxy growth| >= 5pp