DCB Bank
Mid/Small Private · NSE DCBBANK · Market cap ₹7,132
Latest FY FY2026
Loan growth
17.6%
Deposit growth
20.9%
NIM
3.4%
27th pctile
ROA
0.9%
ROE
12.0%
Gross NPA
2.4%
36th pctile
P/B
0.83x
40th pctile
Level · Change · Relative · History
§69/§70 — never read a single number alone
| Metric | This bank | Peer median | vs peers | Own history |
|---|---|---|---|---|
| Loan growth | 17.6% | 17.7% | -0.1pp | — |
| Deposit growth | 20.9% | 13.4% | +7.6pp | — |
| CASA | 21.6% | 32.7% | -11.1pp | 1th |
| NIM | 3.4% | 3.6% | -0.2pp | 27th |
| ROA | 0.9% | 1.1% | -0.2pp | — |
| ROE | 12.0% | 12.4% | -0.4pp | — |
| Gross NPA | 2.4% | 1.9% | +0.6pp | 36th |
| Credit cost | 1.0% | 1.3% | -0.3pp | — |
| Cost/income | 60.9% | 55.1% | +5.8pp | — |
| CRAR | 17.0% | 18.9% | -1.9pp | — |
| P/B | 0.83x | 1.07x | -0.2pp | 40th |
Inflections detected
§24 — deterministic rules on this bank's data
- ▲Net NPA -31.1% YoY to 0.84 · abs(yoy)>=15%
- ▲Fresh Slippages - Quarterly -30.9% YoY to 401.00 · abs(yoy)>=15%
- ▲Gross NPA -18.5% YoY to 2.43 · abs(yoy)>=15%
- ▼CASA Ratio at 21.65 — 1th percentile of its own history (multi-year low) · hist_percentile<=10
- ▼Cost To Income Ratio accelerating for 3 consecutive periods · 3 consecutive positive accelerations
- ▲Fresh Slippages - Quarterly decelerating for 3 consecutive periods · 3 consecutive negative accelerations
- ▲Gross NPA decelerating for 3 consecutive periods · 3 consecutive negative accelerations
- ▲Net Interest Margin accelerating for 3 consecutive periods · 3 consecutive positive accelerations
- ▲Net NPA decelerating for 3 consecutive periods · 3 consecutive negative accelerations
- ▲Deposits growing +11.0pp vs listed-bank aggregate (share 0.29%, +0.03pp 1Y) · |bank growth - system proxy growth| >= 5pp