Bank of Maharashtra
Public Sector · NSE MAHABANK · Market cap ₹65,378
Latest FY FY2026
Loan growth
22.0%
Deposit growth
14.1%
NIM
3.8%
75th pctile
ROA
1.8%
ROE
22.7%
Gross NPA
1.4%
0th pctile
P/B
1.50x
80th pctile
Level · Change · Relative · History
§69/§70 — never read a single number alone
| Metric | This bank | Peer median | vs peers | Own history |
|---|---|---|---|---|
| Loan growth | 22.0% | 17.7% | +4.3pp | — |
| Deposit growth | 14.1% | 13.4% | +0.8pp | — |
| CASA | 49.0% | 32.7% | +16.3pp | 54th |
| NIM | 3.8% | 3.6% | +0.2pp | 75th |
| ROA | 1.8% | 1.1% | +0.7pp | — |
| ROE | 22.7% | 12.4% | +10.3pp | — |
| Gross NPA | 1.4% | 1.9% | -0.4pp | 0th |
| Credit cost | 1.5% | 1.3% | +0.2pp | — |
| Cost/income | 35.0% | 55.1% | -20.1pp | — |
| CRAR | 18.6% | 18.9% | -0.3pp | — |
| P/B | 1.50x | 1.07x | +0.4pp | 80th |
Inflections detected
§24 — deterministic rules on this bank's data
- ▲Gross NPA at 1.45 — 0th percentile of its own history (multi-year low) · hist_percentile<=10
- ▲Gross NPA -16.7% YoY to 1.45 · abs(yoy)>=15%
- ▼Fresh Slippages - Quarterly +22.1% YoY to 888.00 · abs(yoy)>=15%
- ▲Capital to Risks Assets Ratio (CRAR) at 18.64 — 90th percentile of its own history (multi-year high) · hist_percentile>=90
- ▲Cost To Income Ratio at 35.04 — 0th percentile of its own history (multi-year low) · hist_percentile<=10
- ▼CASA Ratio decelerating for 3 consecutive periods · 3 consecutive negative accelerations
- ▲Advances growing +8.0pp vs listed-bank aggregate (share 1.34%, +0.09pp 1Y) · |bank growth - system proxy growth| >= 5pp