Bank Of India
Public Sector · NSE BANKINDIA · Market cap ₹64,648
Latest FY FY2026
Loan growth
17.0%
Deposit growth
13.6%
NIM
2.5%
41th pctile
ROA
0.9%
ROE
12.1%
Gross NPA
1.8%
7th pctile
P/B
0.76x
70th pctile
Level · Change · Relative · History
§69/§70 — never read a single number alone
| Metric | This bank | Peer median | vs peers | Own history |
|---|---|---|---|---|
| Loan growth | 17.0% | 17.7% | -0.7pp | — |
| Deposit growth | 13.6% | 13.4% | +0.2pp | — |
| CASA | 36.7% | 32.7% | +4.0pp | 44th |
| NIM | 2.5% | 3.6% | -1.0pp | 41th |
| ROA | 0.9% | 1.1% | -0.1pp | — |
| ROE | 12.1% | 12.4% | -0.3pp | — |
| Gross NPA | 1.8% | 1.9% | -0.1pp | 7th |
| Credit cost | 1.0% | 1.3% | -0.3pp | — |
| Cost/income | 46.3% | 55.1% | -8.8pp | — |
| CRAR | 18.7% | 18.9% | -0.2pp | — |
| P/B | 0.76x | 1.07x | -0.3pp | 70th |
Inflections detected
§24 — deterministic rules on this bank's data
- ▲Capital to Risks Assets Ratio (CRAR) at 18.69 — 97th percentile of its own history (multi-year high) · hist_percentile>=90
- ▲Gross NPA at 1.81 — 7th percentile of its own history (multi-year low) · hist_percentile<=10
- ▲Gross NPA -38.0% YoY to 1.81 · abs(yoy)>=15%