Bank Of Baroda
Public Sector · NSE BANKBARODA · Market cap ₹1,22,329
Latest FY FY2026
Loan growth
16.4%
Deposit growth
12.0%
NIM
2.8%
22th pctile
ROA
1.0%
ROE
12.7%
Gross NPA
2.0%
27th pctile
P/B
0.77x
40th pctile
Level · Change · Relative · History
§69/§70 — never read a single number alone
| Metric | This bank | Peer median | vs peers | Own history |
|---|---|---|---|---|
| Loan growth | 16.4% | 17.7% | -1.3pp | — |
| Deposit growth | 12.0% | 13.4% | -1.4pp | — |
| CASA | 37.7% | 32.7% | +5.0pp | 46th |
| NIM | 2.8% | 3.6% | -0.8pp | 22th |
| ROA | 1.0% | 1.1% | -0.1pp | — |
| ROE | 12.7% | 12.4% | +0.3pp | — |
| Gross NPA | 2.0% | 1.9% | +0.1pp | 27th |
| Credit cost | 1.3% | 1.3% | -0.0pp | — |
| Cost/income | 49.2% | 55.1% | -6.0pp | — |
| CRAR | 16.3% | 18.9% | -2.6pp | — |
| P/B | 0.77x | 1.07x | -0.3pp | 40th |
Inflections detected
§24 — deterministic rules on this bank's data
- ▼Capital to Risks Assets Ratio (CRAR) decelerating for 3 consecutive periods · 3 consecutive negative accelerations
- ▲Cost of Borrowing decelerating for 3 consecutive periods · 3 consecutive negative accelerations