Tijori
2026-09-08 15:08
Buoyant
2026-09-07 (model valuation date)
41 lenders598 syncs ok2 failed

Axis Bank

Large Private · NSE AXISBANK · Market cap ₹3,94,542

Latest FY FY2026
Loan growth
18.6%
Deposit growth
13.9%
NIM
3.5%
9th pctile
ROA
1.5%
ROE
13.3%
Gross NPA
1.3%
35th pctile
P/B
1.69x
10th pctile

Level · Change · Relative · History

§69/§70 — never read a single number alone

MetricThis bankPeer medianvs peersOwn history
Loan growth18.6%17.7%+0.9pp—
Deposit growth13.9%13.4%+0.6pp—
CASA38.0%32.7%+5.3pp0th
NIM3.5%3.6%-0.1pp9th
ROA1.5%1.1%+0.4pp—
ROE13.3%12.4%+0.9pp—
Gross NPA1.3%1.9%-0.6pp35th
Credit cost1.6%1.3%+0.4pp—
Cost/income45.5%55.1%-9.7pp—
CRAR16.7%18.9%-2.2pp—
P/B1.69x1.07x+0.6pp10th

Inflections detected

§24 — deterministic rules on this bank's data

  • ▼CASA Ratio at 38.00 — 0th percentile of its own history (multi-year low) · hist_percentile<=10
  • ▲Fresh Slippages - Quarterly -32.1% YoY to 5566.00 · abs(yoy)>=15%
  • ▼Net Interest Margin at 3.46 — 9th percentile of its own history (multi-year low) · hist_percentile<=10
  • ▲Gross NPA -18.5% YoY to 1.28 · abs(yoy)>=15%
  • ▲Fresh Slippages - Quarterly decelerating for 3 consecutive periods · 3 consecutive negative accelerations